Appraisal FAQ

A standard 1004 URAR single-family appraisal typically starts at $500. Fees vary based on the scope of work, property type, and complexity. Manufactured homes, lakefront properties, jumbo homes, and income properties are quoted individually.

The property inspection typically takes 30-60 minutes depending on the size and complexity of the home. The completed appraisal report is usually delivered within 3-5 business days after the inspection. Rush requests can be accommodated — contact Kenneth directly to discuss.

The 1004 URAR (Uniform Residential Appraisal Report) is the standard form used for single-family home appraisals. It is the most common appraisal report type, used for purchase transactions, refinancing, PMI removal, home equity loans, and private sale purposes.

Yes. Smith & Associates has extensive experience appraising both single-wide and double-wide manufactured homes in NC and SC. This is a specialty property type that many appraisers decline. We are familiar with FHA, VA, and conventional lending guidelines for manufactured housing appraisals.

Yes. Smith & Associates provides appraisals for divorce settlements, estate distributions, and probate purposes. These appraisals require a higher standard of documentation and defensibility, and Kenneth Smith has extensive experience providing them for legal proceedings.

We serve 9 counties across NC and SC: Mecklenburg, Gaston, Lincoln, Union, Cleveland, and Iredell counties in North Carolina, and York, Lancaster, and Chester counties in South Carolina — covering the entire Charlotte metropolitan area and surrounding communities.

Yes. Smith & Associates has specialized experience appraising lakefront and water-access properties including Lake Norman, Lake Wylie, and other lake communities in the Charlotte metro area. Waterfront properties require specialized comparable selection that not all appraisers are equipped to provide.

Yes. Kenneth Smith holds Certified Residential Appraiser credentials in both North Carolina (since 1993) and South Carolina (since 1995). With over 30 years of licensed experience in both states, your appraisal meets all regulatory requirements.

You can call or text Kenneth Smith directly at 704-907-2601, send an email to [email protected], or submit a request through the contact form on our website. All requests are handled personally by Kenneth.

Yes. We appraise individual condominium units using the 1073 form and townhouse properties throughout the Charlotte metro area, including HOA analysis and market comparable analysis specific to the condominium segment.